New York, NY, USA
When I heard the wind pick up, I looked out of my window. A dense wall of black clouds was moving in towards Manhattan over the East River. It looked like another derecho. I took a few shots, then ran outside with the idea of going up onto the Williamsburg Bridge and trying to get some shots of the storm over Manhattan.
Unfortunately, the storm had other ideas. As soon as I reached the bridge, it broke in a sheet of blinding rain. Visibility went to nothing and I was soaked to the skin in seconds. I covered up my camera and squelched soggily home.